awamo GmbH

awamo GmbH


awamo is a fintech startup based in Frankfurt/Main, Germany and with a subsidiary in Kampala, Uganda. The company offers a mobile one-stop-shop solution for microfinance lenders in Africa which simplifies credit management and features professional grade credit risk management for lenders. Featuring reliable biometric identification, awamo's solution offers access to microfinance for everyone and therefore increases financial inclusion. awamo wants to be an enabler by making access to finance possible and easier for everyone. This ist expected to promote the founding of more microbusinesses which support a sustainable regional economic development and help many people to live a more self-determined life.

Products and Services or Concept/ Project

awamo offers a mobile "all-in-one" solution for microcredit and risk management which is tailored to the specific needs of microfinance lenders in Africa. awamo's solution features reliable biometric identification of borrowers and completely digitizes the microcredit management process from loan application and credit decision to repayment. Additionally awamo makes individual credit information available to lenders. Using awamo's solution, microfinance lenders can simplify and accelerate their processes and reduce costs and credit defaults significantly. On the other side, interest rates can be lowered and access to microfinance can be improved, thus increasing financial inclusion.

ESA Business Incubation

awamo GmbH is hosted at ESA Business Incubation Centre (BIC) Darmstadt, run by the German company cesah. This has provided the opportunity to consult ESA experts who have supported with technology insights and ideas to improve the system.

In addition, especially the support provided by cesah in relation to general business activities has been very helpful.


awamo GmbH

Roland Claussen

Kaiserstraße 61

60329 Frankfurt/Main